Well Save Supreme Endowment Plan

Well Link Life's Well Save Supreme Endowment Plan (the 'Plan') provides guaranteed cash values and life protection. You can enjoy a guaranteed return up to 3.65% p.a. in 8 years.

Promotion
Customers can enjoy Premium Discount for successful application of Well Save Supreme Endowment Plan (Single Premium) and reach designated premium during promotion period.
Accumulate Wealth with guaranteed return up to 3.65% per annum

The Plan provides you with choices of policy currency in Hong Kong Dollar, Renminbi and US Dollar. You can choose to pay single premium or three years' premiums and will receive a guaranteed cash value at the maturity date in the 8th year. The return of the guaranteed cash value is up to 3.09% per annum (applicable to HKD-denominated policies with single premium), 3.65% per annum (applicable to RMB-denominated policies with single premium) and 3.33% per annum (applicable to USD-denominated policies with single premium).


Guaranteed Return at Maturity

"Well Save Supreme Endowment Plan (Single Premium)"

HKD: 3.09% p.a.

RMB: 3.65% p.a

USD: 3.33% p.a


"Well Save Supreme Endowment Plan" (3-year Premium)

HKD: 3.00% p.a.

RMB: 3.60% p.a.

USD: 3.28% p.a.

The Plan provides you with choices of policy currency in Hong Kong Dollar, Renminbi and US Dollar. You can choose to pay single premium or three years' premiums and will receive a guaranteed cash value at the maturity date in the 8th year. The return of the guaranteed cash value is up to 3.09% per annum (applicable to HKD-denominated policies with single premium), 3.65% per annum (applicable to RMB-denominated policies with single premium) and 3.33% per annum (applicable to USD-denominated policies with single premium).


Guaranteed Return at Maturity

"Well Save Supreme Endowment Plan (Single Premium)"

HKD: 3.09% p.a.

RMB: 3.65% p.a

USD: 3.33% p.a


"Well Save Supreme Endowment Plan" (3-year Premium)

HKD: 3.00% p.a.

RMB: 3.60% p.a.

USD: 3.28% p.a.

Guaranteed cash value to meet your financial need

In case there is any change of your financial plan while the policy is in-force, you may surrender your policy for its surrender value to fulfill your financial need. You can enjoy both wealth accumulation and flexibility with just one single policy.


Annual Guaranteed Rate of Return Upon Surrender:

"Well Save Supreme Endowment Plan (Single Premium)"

Upon surrender at the end of the policy year* - HKD

3rd year:1.40%

4th year:2.30%

5th year:2.82%

6th year:2.94%

7th year:3.02%

8th year:3.09%

Upon surrender at the end of the policy year* - RMB

3rd year:1.95%

4th year:2.95%

5th year:3.50%

6th year:3.57%

7th year:3.61%

8th year:3.65%

Upon surrender at the end of the policy year* - USD

3rd year:1.50%

4th year:2.62%

5th year:3.18%

6th year:3.25%

7th year:3.30%

8th year:3.33%


"Well Save Supreme Endowment Plan" (3-year Premium)

Upon surrender at the end of the policy year* - HKD

3rd year:0.29%

4th year:1.85%

5th year:2.61%

6th year:2.79%

7th year:2.91%

8th year:3.00%

Upon surrender at the end of the policy year* - RMB

3rd year:0.96%

4th year:2.61%

5th year:3.38%

6th year:3.48%

7th year:3.55%

8th year:3.60%

Upon surrender at the end of the policy year* - USD

3rd year:0.44%

4th year:2.27%

5th year:3.05%

6th year:3.16%

7th year:3.23%

8th year:3.28%


* This product is a mid to long term savings plan. Surrender or early termination of the policy may result in losses including but not limited to loss of protection and financial losses. Policyholders may suffer significant financial losses due to the surrender value being lower than the premium paid.

In case there is any change of your financial plan while the policy is in-force, you may surrender your policy for its surrender value to fulfill your financial need. You can enjoy both wealth accumulation and flexibility with just one single policy.


Annual Guaranteed Rate of Return Upon Surrender:

"Well Save Supreme Endowment Plan (Single Premium)"

Upon surrender at the end of the policy year* - HKD

3rd year:1.40%

4th year:2.30%

5th year:2.82%

6th year:2.94%

7th year:3.02%

8th year:3.09%

Upon surrender at the end of the policy year* - RMB

3rd year:1.95%

4th year:2.95%

5th year:3.50%

6th year:3.57%

7th year:3.61%

8th year:3.65%

Upon surrender at the end of the policy year* - USD

3rd year:1.50%

4th year:2.62%

5th year:3.18%

6th year:3.25%

7th year:3.30%

8th year:3.33%


"Well Save Supreme Endowment Plan" (3-year Premium)

Upon surrender at the end of the policy year* - HKD

3rd year:0.29%

4th year:1.85%

5th year:2.61%

6th year:2.79%

7th year:2.91%

8th year:3.00%

Upon surrender at the end of the policy year* - RMB

3rd year:0.96%

4th year:2.61%

5th year:3.38%

6th year:3.48%

7th year:3.55%

8th year:3.60%

Upon surrender at the end of the policy year* - USD

3rd year:0.44%

4th year:2.27%

5th year:3.05%

6th year:3.16%

7th year:3.23%

8th year:3.28%


* This product is a mid to long term savings plan. Surrender or early termination of the policy may result in losses including but not limited to loss of protection and financial losses. Policyholders may suffer significant financial losses due to the surrender value being lower than the premium paid.

Extra protection for your loved ones

In the unfortunate event of the life insured's passing, the beneficiary(ies) will receive a death benefit equivalent to 102% total premium paid1 or the guaranteed cash value (whichever is higher) with no charges. Any indebtedness to the Plan would be deducted from the benefit payment.

​1. If life insured is covered by one or more policies under the Well Link Life's Endowment Plan series (Please click here for the product list.), the total amount of 102% total premium paid of all policies under Endowment Plan Series for each life insured should not exceed 100% of total premium paid as at the date of life insured's death plus HKD100,000 / RMB100,000 / USD12,500 (or the higher thereof in case of a combination of USD-, HKD- and RMB-denominated policies).

In the unfortunate event of the life insured's passing, the beneficiary(ies) will receive a death benefit equivalent to 102% total premium paid1 or the guaranteed cash value (whichever is higher) with no charges. Any indebtedness to the Plan would be deducted from the benefit payment.

​1. If life insured is covered by one or more policies under the Well Link Life's Endowment Plan series (Please click here for the product list.), the total amount of 102% total premium paid of all policies under Endowment Plan Series for each life insured should not exceed 100% of total premium paid as at the date of life insured's death plus HKD100,000 / RMB100,000 / USD12,500 (or the higher thereof in case of a combination of USD-, HKD- and RMB-denominated policies).

Hassle-free application without medical examination

You can kick start your saving plan right after the completion of the simple assessment process with no medical examination and health declaration required.

You can kick start your saving plan right after the completion of the simple assessment process with no medical examination and health declaration required.


"Well Save Supreme Endowment Plan (Single Premium)"

Product Type:

Basic Plan

Issue Age:

Age 18 to Age 70

Premium Payment Term:

Single Premium

Benefit Term:

8 Years

Policy Currency:

HKD / RMB / USD

Minimum Annual Premium Amount:

60,000 HKD / 60,000 RMB / 7,500 USD

Maximum Annual Premium Amount:

6,000,000 HKD / 6,000,000 RMB / 750,000 USD 

Premium Payment Mode:

Single

Surrender Benefit / Maturity Benefit:

Guaranteed cash value at time of surrender or on maturity date less any indebtedness

"Well Save Supreme Endowment Plan" (3-year Premium)

Product Type:

Basic Plan

Issue Age:

Age 18 to Age 70

Premium Payment Term:

3 Years

Benefit Term:

8 Years

Policy Currency:

HKD / RMB / USD

Minimum Annual Premium Amount:

20,000 HKD / 20,000 RMB / 2,500 USD

Maximum Annual Premium Amount:

2,000,000 HKD / 2,000,000 RMB / 250,000 USD

Premium Payment Mode:

Annual

Surrender Benefit / Maturity Benefit"

Guaranteed cash value at time of surrender or on maturity date less any indebtedness

Promotion
Customers can enjoy Premium Discount for successful application of Well Save Supreme Endowment Plan (Single Premium) and reach designated premium during promotion period.

Note:

1. This plan is underwritten by Well Link Life Insurance Company Limited.

2. The above content contains general information for reference only and does not form part of the policy. Please refer to the policy document for benefit coverage and exact terms and conditions. For enquiries, please contact our Insurance Consultants, or call our Customer Service Hotline at +852 2830 7500.