Well Protect Easy Term Life Plan

Well Protect Easy Term Life Plan is a pure life insurance plan. You can provide adequate protection to your loved one at affordable premiums. Enjoy a worry-free future.

Affordable premiums for essential life protection

The Plan provides an essential life protection. If the life insured passes away unfortunately, the beneficiary will receive a lump-sum death benefit equivalent to 100% of the sum insured. The Plan ensures your loved ones are taken care of financially at difficult times.

The Plan provides an essential life protection. If the life insured passes away unfortunately, the beneficiary will receive a lump-sum death benefit equivalent to 100% of the sum insured. The Plan ensures your loved ones are taken care of financially at difficult times.

Coverage period up to 20 years

You can enjoy a maximum of 20-year coverage with single premium. Enjoy a worry-free future.

You can enjoy a maximum of 20-year coverage with single premium. Enjoy a worry-free future.

Convertibility to permanent insurance plan

You may extend your protection by converting all or part of the sum insured to a permanent life insurance plan without evidence of insurability1 at any time before the life insured's 60th birthday. 


1.The request for conversion must meet all the specified conditions as well as administrative rules (including the permanent plan allowed and the minimum sum insured limit) of the Company at the time of request. The new sum insured (including any additional coverage) cannot exceed the sum insured of the Plan. The premium of the new plan will be based on the new sum insured and the premium rates used by the Company for new business and the attained age of the life insured at the time of the new plan.

You may extend your protection by converting all or part of the sum insured to a permanent life insurance plan without evidence of insurability1 at any time before the life insured's 60th birthday. 


1.The request for conversion must meet all the specified conditions as well as administrative rules (including the permanent plan allowed and the minimum sum insured limit) of the Company at the time of request. The new sum insured (including any additional coverage) cannot exceed the sum insured of the Plan. The premium of the new plan will be based on the new sum insured and the premium rates used by the Company for new business and the attained age of the life insured at the time of the new plan.


Well Protect Easy Term Life Plan

Product Type:

Basic Plan

Issue Age

Age 18 to 65

Benefit Term:

10 - 20 years

Premium Payment Mode:

Single premium

Policy Currency:

HKD / RMB

Minimum Sum Insured:

HKD / RMB 100,000

Maximum Sum Insured:

Issue Age - Maximum Sum Insured

Age 18 - Age 40 - HKD / RMB 5,000,000

Age 41 - Age 50 - HKD / RMB 4.400,000

Age 51 - Age 55 - HKD / RMB 2,400,000

Age 56 - Age 65 - HKD / RMB 800,000

Death Benefit:

Equivalent to sum insured at time of life insured's death.

Note:

1. This plan is underwritten by Well Link Life Insurance Company Limited.

2. The above content contains general information for reference only and does not form part of the policy. Please refer to the policy document for benefit coverage and exact terms and conditions.  For enquiries, please contact our Insurance Consultants, or call our Customer Service Hotline at +852 2830 7500.